TO STOP FORECLOSURE

The Chapter 13 bankruptcy process is designed for an individual debtor who has a regular source of income and whose unsecured debts are less than $336,900 and secured debts are less than $1,010,650. Chapter 13 often offers more flexibility than Chapter 7 because it allows you to keep a your house, your car and other hard assets, even if you have fallen behind with your monthly payments. In a Chapter 13, we propose a repayment plan to pay creditors – this plan will last between three and five years. Here are some of the most common questions we hear from clients about Chapter 13 and mortgage foreclosures:

Emergency foreclosure help

I am facing a foreclosure within the next week, is there anything I can do?

What exactly will I need for an emergency Chapter 13 filing?

Understanding the foreclosure process

How far behind must I be before the mortgage company starts the foreclosure process?

What do I need to know about the foreclosure process in Florida?

How will I know that my mortgage company has started foreclosure?

Once the lender starts foreclosure, is there anything short of bankruptcy that I can do to stop it?

Should I speak with any of those foreclosure prevention companies that I hear about on the radio or TV?

Are there any government programs that I can use to stop foreclosure?

Are there any alternatives to filing bankruptcy that I can use to fight a foreclosure?

How Chapter 13 Stops a Foreclosure

Can a Chapter 13 bankruptcy filing really stop a pending foreclosure?

What are the requirements to file a Chapter 13?

What documents and information do I need to get started to file Chapter 13?

How long does Chapter 13 take and when will it be over?

Can I file Chapter 13 only on my house, and leave the rest of my debts out?

Can I sell my house after I have filed Chapter 13?

I heard that no one gets paid if I file bankruptcy – how does Chapter 13 help me save my home?

If I file Chapter 13 is it guaranteed to work?

Does my spouse also have to file Chapter 13 with me?

Can I use Chapter 13 to stop a foreclosure on a rental property?

What about Chapter 7 or Chapter 11 bankruptcy – can they be used to stop a foreclosure?

How Chapter 7 Stops a Foreclosure

Can Chapter 7 stop a pending foreclosure?

What are the requirements to file a Chapter 7?

What documents and information do I need to file a Chapter 7?

Can I keep my house if I use a Chapter 7 to stop a foreclosure?

What is the difference between Chapter 7 and Chapter 13?

Why Clark and Washington

Why should I choose Clark and Washington to represent me in Chapter 13?

How much does Clark and Washington charge to file Chapter 13 save my home?